Fake Tim Hortons Card

Sunday, November 02, 2008 | , , | 1 comments »

Canadians love Tim Horton's coffee and now with the new Tim Horton's prepaid cards, buying coffee could not be easier. The Tim Horton's cards are credit card sized cards which can be preloaded with an amount of money up to $200. You can load credit on your card either at any Tim Horton's store or online. However there are few scams out there that you should be aware of.

Switched Blank Cards

You just loaded $50 on your Tim Horton's card. You go to the store and buy a couple of coffees the next day you go back to Tim Hortons and the cashier tells you that there is no money left on your card. What? How is that possible?

There are hundreds of blank cards in every store. The last time you were there the cashier had switched your card with a blank card.

You can protect against this by writing your name or initials on your card with a permanent marker. This way you can be sure that you are getting your card back. Also always ask for a receipt. The receipt will show you how much was charged to your card and how much is left.

Stolen Credit Card Cards

You see discounted Tim Horton's cards for sale on Craigslist, or Kijiji or from someone in front of a store. The cards are loaded with $100 or $200 online using a stolen credit card number and sold for $60 or $150. The seller will even allow you to check the card balance at a store and the balance will be accurate. A few days later your card will not work. That is because the Tim's card was bought with a stolen credit card and when Tim Horton's found out they deactivated it.

Cloned Cards

This scam is similar to the stolen credit card scam but a little different. A Tim Horton's card is loaded with cash. The magnetic strip of this card is then copied and written on to blank cards. All of these cards will then have the same amount loaded on them. However as the different victims use one of these cards the money is subtracted from all of the cards.

Protect Yourself

The best way to protect yourself is to use cash. If you must use a Tim Horton's card then make sure you write your name on your card, keep it in your sight at all times and don't buy cards from someone you don't know.


  1. FCL // February 17, 2009 at 8:26 AM  

    Today, someone posted a comment saying that they are selling $200 Tim Cards for $100. If interested contact him on Yahoo Messenger. He must have not read the article! I don't know how much clearer I can make it - FAKE Tim Hortons Cards.